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What habits should you have to become financially stable?

  1. Know your limits
  2. Stay disciplined
  3. Understand the value of what you buy
  4. Do not fall victim to impulse buying
  5. Be aware of small purchases

Most of us should already know that luxury comes at a price. In the Philippines, luxury houses in the most prestigious villages or isolated communities are rare. But those who have access to them are above and beyond the rest of the country.

That said, not all homeowners of these deluxe homes might have started with this lifestyle. Most of them have built their way up in order to afford such grandeur. Though it’s not really apparent, these people all have their strategies and mindsets that helped push themselves up.

Most of these are just simple tips and tweaks to a normal person’s daily lifestyle. This is great for anyone and everyone who wants to become more financially stable!

So, without further ado, here are some of the most common financial habits that many successful luxury homeowners have!

Know Your Limits

People love it when they have something luxurious, even if it’s quite the materialistic mindset. However, people tend to buy items that are well beyond their pay grade just so they can flaunt it to their coworkers and friends. This may give you a bit of temporary attention, but it will do more damage to your wallet and bank accounts in the long run.

If you were to buy big-ticket items, you should focus on the ones that you can afford. Luxury bags, shoes, and clothing are cool and all, but if you keep buying them, your income won’t be able to keep up with your lifestyle.

Stay Disciplined

A popular way in which people can efficiently make use of their money is by being disciplined enough to stop spending when you reach a certain threshold. For example, you can dedicate to just spending PHP10,000 for eating out for the whole month. Once you’ve already spent PHP 10,000, you are no longer allowed to spend any more on expensive restaurants.

Do this for all of your forecasted expenditures namely your utilities (water, electricity, rent, etc.), food, entertainment, and miscellaneous. Putting a limit on your expenditure will be a great help in making sure that you have just the right amount of money for these—and possibly a decent amount saved!

Understand the Value of What You Buy

Understand the Value of What You Buy

When you’re buying something, be it food, clothing, or gadgets, never settle for the cheapest or the most expensive. Always prioritize value. The item with the best value for your money is what you should always look for.

Sometimes expensive items are great because they’re expected to last longer than the typical ones. Other times, cheap goods are the best choice if it’s only a temporary buy.

Keep in mind that cost does not correlate to better quality. Certain products have the premium tag of being under famous brands which adds to the cost. It would be best if you ask people who know a lot about the product or read reviews of the item online for a better idea of the item’s value.

Do Not Fall Victim to Impulse Buying

Whatever product or service it might be, you should always think hard if you really do need it in your life before you buy it. George Krueger, co-founder of BIGG Success, recommends that you make use of the 24-hour rule for your major purchases.

The 24-hour rule basically states that you should give yourself time to think before buying expensive things such as TVs, Refrigerators, Furniture, Home Security, etc.

The point of the 24-hour rule is to give time for logic to return to you for your decision. Often, people will get excited when they see something cool or something that they really want. When emotions get the best of you, all logic goes out the window. You won’t hesitate to buy an item, no matter how expensive it is.

Remember, the best financial decisions are driven by logic, numbers, and facts, not emotions.

Be Aware of Small Purchases

Be Aware of Small Purchases

You should be careful about the things you buy on a daily basis; the things that you usually consider just a tiny dent in your budget. Be it your morning coffee, a small meal at a nearby restaurant, or even a more convenient ride to work.

Though on the spot, these aren’t exactly the biggest investments, they’ll slowly pile up and become huge holes in your budget.

Be mindful of your expenditures, no matter how small they may be. Because in this day and age, every peso is valuable—and it’s important that you keep track of them.

Key Takeaway

Even the wealthiest owners of luxury houses in the Philippines have little habits that have helped them slowly reach the state in which they’re in. With the help of the smallest little things, you too can begin to alter your financial habits and begin to save what you can!

With the help of these financial habits, you’ll be well underway to becoming a homeowner yourself!


What should you do to make your home feel luxurious?

  1. Go for something simple
  2. Place potted plants
  3. Decorate in layers
  4. Add a touch of high-end materials

In the Philippines, luxury houses are quite a rarity. Those that do live in one are a lucky few. Chances are, most, if not, all the people in the country would love it if they were living in such luxurious houses. That being said, if you’re still on your journey towards purchasing a luxury home, you can make your current home more luxurious in the meantime.

It’s not easy to make a home feel luxurious. Oftentimes, it will be a significant investment. But as long as you truly value having an aesthetically appealing home to stay in, that investment will be totally worth it.
There are many ways to create a luxurious atmosphere in your home, even with minimal financial costs. Rather, it’s all about placement, vision, and a bit of design philosophy. Here’s how you can make your home feel that much more luxurious than before.

Go for Something Simple

One of the best options for you to start making your home feel more luxurious and elegant is by simplifying things. Think about it. Homes with so many things on display or too many decorations everywhere are not that appealing to look at.

Implement a minimalist design philosophy. This means that you need only the essentials; less is more. You don’t need so many decorations such as fixtures, paintings, and bright colors. All you need are the things that you need the most.

Get rid of clutter—both physical and visual. Get rid of unnecessary furniture that only makes the space more cramped. Anything and everything that doesn’t have a real function should no longer be part of your design.
This can be quite hard for some people who are sentimentally connected to the things that they own. However, if you truly want that luxurious vibe, getting rid of things you don’t need will be your best option.

Once you’ve reduced the number of furniture and fixtures that you own, you can start rearranging other things. As soon as you do so, you’ll notice just how spacious your home will be no matter how small it used to look like. With all the extra space that you now have, you have more room to work with everything.

In summary, simply your home and the luxury will come.

Place Potted Plants

Place Potted Plants

Flower vases and elegant shrubs can add such a great natural atmosphere in any room when placed in the right location. Even a simple bouquet can add a level of sophistication to your home.

With flowers, in particular, the kind and the vase aren’t as important as the arrangement of the flowers themselves. Elegant flower arrangements have a strong enough impact aesthetically that they can freshen up a room instantly.

Decorate in Layers

Once you’ve finished removing all the things that you don’t need, you’ll start realizing that with the extra room and the lack of furniture comes a bland and boring look.

You have to be very particular with how you arrange the décor along with the rest of your home. One of the easiest ways for you to level up your aesthetics is to layer the few things you use as décor.

Dress up your flooring with stylish rugs and then place sets of furniture around it. Then for your chairs and sofas, layer opulent throw pillows for a classier look. Make sure that everything you layer goes with one another, because if it doesn’t, not only will your home not look luxurious, but it will look badly designed as well.

Add a Touch of High-End Materials

You don’t need to fill your home with the most expensive items, but you can have them on display at strategic places to add a bit of depth and complexity. One good technique is to make them center points — the highlights for some rooms so that they’ll look extra special.

For example, an expensive, exotic vase should be in the middle of your living room, placed on the table and surrounded by chairs and the sofa.

You can also make use of wall-mounted objects such as paintings, framed pictures, and even sculptures. Place them on the most visible wall in a room and add bits and pieces of smaller decorations below or around it. Framed family pictures are always great at getting people’s attention and are a perfect basis for a room’s arrangement.

Key Takeaway

If you were to look at luxury homes that are for sale in the Philippines, most of them employ simple yet elegant designs. Furniture would usually be in sets and arranged in a way where something else is highlighted.
If you aim to have your home look like one of the luxury homes in the Philippines, you should try to implement the minimalist design philosophy. That way, you’ll truly play with negative space, quality furniture, and only the most essential decorations that you have.


What are some elegant Christmas decoration ideas for your luxury house?

  1. Coastal Christmas
  2. Jewel tone elegance
  3. Silver and gold
  4. Traditional festive
  5. White Christmas
  6. Merry rainbow

Christmas is almost upon us once again. What better way to celebrate the holiday cheer than to decorate your luxury house in the Philippines! Twinkling lights and shimmering tinsel are just some examples of home decorations season that many are going to be looking forward to every year to feel the holiday vibes.

Christmas decorations don’t have to be of the usual minimalist or “less is more approach” — as is the trend nowadays. Have fun with it, be creative, and be generous in decorating your home. Make use of fairy lights, ornaments, and even pieces of furniture to set the holiday festive mood!

Unsure where to start? Here are some Christmas decoration ideas to spice up your home for the holidays.

Coastal Christmas

A coastal theme is a very popular decorating style that exudes a calm, seaside feeling in contrast to the cold, wintery days of the Christmas season. Take your traditional holiday festivities to the beach with coastal Christmas decorations. Start by trading your traditional green Christmas tree for a white or silver tree that compliments the beach palette. Decorations like faux seashells, starfish, and corals can be your starting base for a beach-like Christmas.

When decorating other rooms, go for colors of different hues of blues to imitate the waters and whites for the powdery-color of sand. Use driftwood or weathered barn planks to make holiday signs and cheers. Create tabletop displays and fill other spaces with small beach decorations and strands of white Christmas lights.

Jewel Tone Elegance

If you want a twist on a classic, switch green and red colors for jewel tones such as amethyst, emerald, turquoise, and gold. These rich, vibrant colors can make rooms feel more glamorous and exquisite. Having jewel tone Christmas decorations can instantly create a cozy, warm atmosphere in your home.

For the Christmas tree, create a look that shows a luminous yet serene atmosphere by decorating it with rich jewel colors and white and silver ornaments for added shine. Furniture accents like peacock feather clips, tassels, spindles, and of course jewels add bling to every corner of the room, making it look colorful and luxurious at the same time.

Silver and Gold

To give a classic look an update, bring out the bling with silver and gold decorations. Start by adding a few gold studded pieces like a Christmas star and light up glowing candles around the house. Finish it off with gold and silver sparkling balls and ornaments. One helpful tip in decorating your luxury home silver and gold is to aim for a monochromatic effect by using only decorations in the single hue for a look that’s both dramatic and glamorous.

Traditional Festive

To get the most out of your deluxe home for sale this Christmas season, decorating with traditional Christmas colors like red and green works wonders. Use fresh evergreens for garlands, wreaths, centerpieces, and a variety of arrangements around your home. Embellish them with red berries, ornaments, ribbons, and bows. With a rich emerald green Christmas tree in the backdrop, you can even mix up the ornaments. You can add as many as you want, hang them in the chandelier, or simply add red candles. Don’t forget the warm blankets and stockings around for finishing touches!

White Christmas

Turning your deluxe home for sale into a white wonderland may sound impossible, especially in this country, but with imagination and the appropriate Christmas decorations, it can be achievable. Decorating your luxury home with a combination of white and wooden elements makes your home look rustic yet elegant at the same time. You may opt to sprinkle some fake snow and put some more white and silver ornaments to make it look more “white”. Hang some white socks around the mantelpiece and do not forget to accessorize with silver ornaments and other decorative items.

Merry Rainbow

This is the look for those who want an over-the-top approach in Christmas decorating. The beauty of the holiday festival is that it allows you to choose a variety of colors if you don’t want to go with the traditional ones. It is also a cool way of coordinating all those collected Christmas decorations you’ve used in the past holidays.

The first step is to simply arrange them by their color families then decorate in swatches. Bright pinks, yellows, greens and blues grouped individually or paired set an uplifting tone to the room. Pair with some glitter and a mix of colorful Christmas ornaments to create a beautiful customized look. You can also go all out and invest in a medley of rainbow-inspired ornaments for that joyous expression of colors.

Key Takeaway

Christmas season has officially started in the Philippines. Whether you’re going for a traditional approach or all out with elegant and colorful themes this Christmas season, your luxury house in the Philippines deserves only the best. So set the holiday festive mood and bring the Christmas spirit all throughout the season!

With these holiday ideas to try for your luxury home, it will definitely spark your creativity and imagination by bringing out the best decorations to welcome the most magical time of the year!